Vicki Robin

  • Thank you for “getting it”! It is a challenge to lift the eyes of people in the middle of their earning sprint to the opportunities of post FI, but it seems my best role in this movement. There are a thousand, at least, bloggers helping on the earning sprint. Few with the privilege of entertaining the “what makes life worth living?” question. And…[Read more]

  • Join the facebook your money or your life community

  • Well that is intriguing. Paid too much? Few would say that. I’m not suggesting you ever ever go back to doing something you hate for money once you’ve achieved FI, but many people do make money in their post FI years, sometimes accidentally doing what they love, sometimes to cover a shortfall or adapt to an unforeseen circumstance (like getting…[Read more]

  • That sounds great! And an inspiring example of what I was getting at in the post.

  • Thanks for this suggestion. I think I was making a good set of points in the wrong way because the 4% (or 3% or 3.5%) SWR is so foundational to the FIRE community. I’m going to try to remedy it with some edits and a wee introduction to the post.

  • How wonderful to see you show up here Joseph! I’m trying a variety of ways to shine a light on what seems missing for me in the FIRE formulation which focuses on hyper savings and hyper earning for a finite period of time (as with YMOYL) but is largely mum about the fulfillment and alignment questions and any encouragement to imagine what one will…[Read more]

  • Hi Brian I am saying withdraw your 4% per FIRE common wisdom and plan to earn additional income using 1% of your nest egg as a guideline and then plan to tithe time equal to another 1% of your nest egg. It’s a way to say that we will likely work for money post FI to keep creative and will surely work for love as well. We don’t just walk out of a…[Read more]

  • Less than 2 days since publication of this post I see from comments that I have some explaining to do. I used the 4% SWR rule of thumb to set up a larger point about the RE of FIRE – early retirement. I am not […]

    • Hi Brian I am saying withdraw your 4% per FIRE common wisdom and plan to earn additional income using 1% of your nest egg as a guideline and then plan to tithe time equal to another 1% of your nest egg. It’s a way to say that we will likely work for money post FI to keep creative and will surely work for love as well. We don’t just walk out of a job and onto a beach and call that a life. IMHO

    • How wonderful to see you show up here Joseph! I’m trying a variety of ways to shine a light on what seems missing for me in the FIRE formulation which focuses on hyper savings and hyper earning for a finite period of time (as with YMOYL) but is largely mum about the fulfillment and alignment questions and any encouragement to imagine what one will do with 3-5 decades of free time. And the strain of rigidity about FI being a bright line between paid employment and never getting money for anything you do in the future. I think the metaphor i used has added more confusion than clarity and i’m going to try to remedy that.

    • Thanks for this suggestion. I think I was making a good set of points in the wrong way because the 4% (or 3% or 3.5%) SWR is so foundational to the FIRE community. I’m going to try to remedy it with some edits and a wee introduction to the post.

    • That sounds great! And an inspiring example of what I was getting at in the post.

    • Well that is intriguing. Paid too much? Few would say that. I’m not suggesting you ever ever go back to doing something you hate for money once you’ve achieved FI, but many people do make money in their post FI years, sometimes accidentally doing what they love, sometimes to cover a shortfall or adapt to an unforeseen circumstance (like getting married and having three kids!) or pursue a new interest that costs more than you bargained for. But to me you are still FI at least in having a clear relationship with money and hopefully a financial foundation you can count on no matter what. Maybe this will be you. Maybe not. Sounds like you are working your plan diligently

    • Join the facebook your money or your life community

    • Thank you for “getting it”! It is a challenge to lift the eyes of people in the middle of their earning sprint to the opportunities of post FI, but it seems my best role in this movement. There are a thousand, at least, bloggers helping on the earning sprint. Few with the privilege of entertaining the “what makes life worth living?” question. And yes, I do remember our conversations at Camp Mustache.

  • The holidays. Who can get through them unscathed by consumerism? Let’s see if we can lower the temperature and increase the financial transformation for the #budgetblowout called varyingly Christmas, Hanukkah, […]

  • Involuntary FIRE. as in fired! from a job or from health. so much of this is about attitude and generating options no matter what. Great idea to ask for stories about this topic

  • And what’s in the way of doing that? Many FIers decide to separate their bank accounts and pay into a common pot for common expenses. That marriage equals shared finances is more assumption to crack open!

  • Thank you for this. I was strong because she was so brutal in her misinformed lash out. Yes, her information is basic financial soundness. I like her advice. I’m glad many have benefitted. She may preach enoughness, but her flaunting her lavish lifestyle and tens of millions in the bank does nothing for people’s sense of enoughness which often…[Read more]

  • i love this! and identify. I think it’s a quality of soul that allows us to shed skins multiple times and feel more expanded and “ourselves” with each shedding.

  • thanks for the appreciation and may your son be part of yet one more generation that “gets it” about money, stuff and meaning.

  • Thanks for this feedback. I doubt Suze will see my post, and even further doubt that she’d be moved by it – but you never know.

  • I love that idea of minimizing regret and maximizing satisfaction, joy and creativity. I call “health” insurance nest egg insurance. I’m glad to have access to the western medicine system when i need it without draining my nest egg.

  • hi Chad,
    it’s good to hear that my reflections on post FI challenges make sense to you. About the phases of life and the “crisis of identity.” I think FIRE is too new a “movement” to have considered these ontological questions that arise post FI. I’m gratified that so many are willing to enter into this more ambiguous territory.

  • thanks. will correct! it looked wrong but i just kept going

  • Suze Orman did a smack down of the FIRE movement on Paula Pant’s podcast. She said she “hates it hates it hates it.” Interesting since her publicist asked Paula for the interview, and well as asking this of other […]

    • thanks. will correct! it looked wrong but i just kept going

    • hi Chad,
      it’s good to hear that my reflections on post FI challenges make sense to you. About the phases of life and the “crisis of identity.” I think FIRE is too new a “movement” to have considered these ontological questions that arise post FI. I’m gratified that so many are willing to enter into this more ambiguous territory.

    • I love that idea of minimizing regret and maximizing satisfaction, joy and creativity. I call “health” insurance nest egg insurance. I’m glad to have access to the western medicine system when i need it without draining my nest egg.

    • Thanks for this feedback. I doubt Suze will see my post, and even further doubt that she’d be moved by it – but you never know.

    • thanks for the appreciation and may your son be part of yet one more generation that “gets it” about money, stuff and meaning.

    • i love this! and identify. I think it’s a quality of soul that allows us to shed skins multiple times and feel more expanded and “ourselves” with each shedding.

    • Thank you for this. I was strong because she was so brutal in her misinformed lash out. Yes, her information is basic financial soundness. I like her advice. I’m glad many have benefitted. She may preach enoughness, but her flaunting her lavish lifestyle and tens of millions in the bank does nothing for people’s sense of enoughness which often comes from comparison to what others have. Just my view.

    • Involuntary FIRE. as in fired! from a job or from health. so much of this is about attitude and generating options no matter what. Great idea to ask for stories about this topic

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